The University of Pennsylvania Postdoctoral Insurance PlanGarnett-Powers & Associates Celebrates Over 25 Years of Excellence in Benefit Solutions


Garnett-Powers & Associates is pleased to provide the University of Pennsylvania Postdoctoral Insurance Plan.

The Postdoctoral Insurance Plan was conceived and designed through joint efforts by the University of Pennsylvania and Garnett-Powers & Associates in order to offer a comprehensive, enhanced benefit program to all Postdoctoral Scholars at the University of Pennsylvania. Six insurance plans are offered to provide broad spectrum of coverage for you and your family:

  • 2014 Medical: Aetna POS or Aetna PPO (Postdocs living outside of the POS service area are automatically enrolled in the PPO)
  • 2015 Medical: HMO or Aetna PPO (Postdocs living outside the HMO service area are automatically enrolled in the PPO)
  • Dental: Aetna DMO or Aetna PPO
  • Vision: Aetna PPO Vision
  • Life/AD&D: Standard

For Currently Enrolled/Previously Waived
Postdoctoral Scholars
Open Enrollment – Plan Year 2015

The University of Pennsylvania Postdoctoral Insurance Plan Open Enrollment period is from November 10th – November 25th, 2014. If you are currently enrolled, Open Enrollment allows you to make changes to your enrollment with those changes being effective as of January 1st, 2015. If you previously waived, or waived your dependents, you may now enroll both yourself and your dependents.

There are changes to the medical plans this year. The Point of Service Plan (POS) is being replaced by a comprehensive HMO Plan. The PPO plan benefits are being modified. Details are explained in Medical Plans, to provide you information on both plans, how the benefits are changing and how to access care.

Some rates have changed as well. Please click on 2015 Monthly Premiums/Contributions for more information.

Informative meetings will be held on campus on November 11th and 12th. Please click on Open Enrollment Meeting Schedule for a list of the times and locations of the meetings. We highly encourage you to attend a meeting so you may hear all of the details regarding the plans, ask any questions you may have regarding the benefits and making any Open Enrollment changes.

There are some rate and benefit changes for 2015. Please click on Open Enrollment.

Newly Appointed Postdoctoral Scholars How To Make Your Plan Choices

All newly appointed Postdoctoral Scholars are automatically enrolled in the following plans, even if you do not visit the enrollment form. Those plans are :
  • Aetna Medical POS
  • Aetna Dental DMO
  • Aetna Vision PPO
  • Standard Life Insurance

For your convenience, you are automatically enrolled with a provider at the Penn Dental Medicine School Clinic. Penn Dental Medicine ranks #1 among the top dental schools in the U.S.A. for 2014 and provides state-of-the-art care in a comfortable environment. Please click on Enrollment for more detailed information about the valuable services and care offered at the Penn Dental Medicine School Clinic.

We encourage you to visit your enrollment form in order to make any changes to your automatic enrollment and/or provide us with your beneficiary information for the life insurance. In order to make any changes, you must visit the form within 31 days of the date shown under ‘Job Class Entry Date’ on your Enrollment Form. This 31 day period is your Period of Initial Eligibility.

The Enrollment Form allows you to do the following:

  • Choose the Medical PPO and /or the Dental PPO for you and your eligible dependents
  • Waive Coverage for yourself and/or your eligible dependents
  • Though not necessary, you may choose a Primary Care Physician (PCP) for the Aetna Medical POS for you and your enrolling family members (2014 only)
  • Choose a different Primary Dentist from the one assigned for the Aetna Dental DMO for you and your enrolling family members
  • Complete a Beneficiary Form for the Life and AD&D Insurance
  • Acknowledge that you have read the General Notice of COBRA Continuation Rights

Please follow the links on the side of this page to assist you in learning about the plans and completing the enrollment form. In order to access the Postdoctoral Insurance Plan Enrollment Form, you will use your University ID number and home phone number (or cell phone number, whichever number you provided during your initial appointment processing) for your initial login. The Enrollment Form is a secure online enrollment tool that can be printed once you have followed the instructions for completion. In order to streamline your enrollment process, we recommend that you first print the Enrollment Form Instructions. This will allow you to have the instructions in front of you while completing the various sections of the form.

In addition to completing the Enrollment Form, you will need to acknowledge that you have read and understand the General Notice of COBRA Continuation Coverage Rights. This document contains important information regarding continuing your coverage in the medical, dental and/or vision plan for you and your dependents.

Please click on Enrollment to get started and follow the New Hire links.

Garnett-Powers & Associates is pleased to offer a Customer Service Representative who will assist you with benefit and enrollment questions. Please address your questions to:

Garnett-Powers & Associates
23361 Madero, Suite 240
Mission Viejo, CA 92691
Or call us Monday - Friday, 8 am - 5 pm PST
Toll free at 1-800-319-9557

Contact Postdoctoral Insurance Plan Services
PDInsPlan@Garnett-Powers.com

We thank you for the opportunity to be of service to you and your family.

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Sponsor: National Postdoctoral Association

23361 Madero, Suite 240, Mission Viejo, CA 92691
(949) 583-2925 - FAX (949) 583-2929 - Toll Free (800) 319-9557
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